I specialize in:
●SFR and all Commercial Lending
●Fix and Flip - Value Add
●Ground Up Construction Financing
●Direct Lender and Broke
Service, trust, and transparency are why people want to work with us.
I answer my phone, keep in contact throughout the whole loan process,
and up front and honest about fees and turn times. We think outside the
box in order to structure deals to close
Director of Commercial Lending
Since launching his mortgage career in 2003, Steve Hayden has enjoyed working with investors in the real estate space, securing financing for their Single Family Residential, Commercial, and Multi-family projects. Since then, due to his ability to underwrite and identify financially sound projects, Steve has funded hundreds of profitable deals.
Steve has worked with reputable mortgage companies, including United Loan Center, AAA Mortgage, and Oak Hill Mortgage, where he managed the operations of over 20 agents. Specializing in the sub-prime market, his experience encompasses every aspect of the traditional lending industry including origination, processing and successfully funding transactions. After the 2008 mortgage melt down, his focus shifted to non-traditional and commercial lending, to which he brings his sub-prime expertise to bear, bolstering his impact as a hard money lender. Today he is still constantly learning and keeping up to date with the financial markets while lending his expertise to builders, developers, and loan officers in his vast network. His clients appreciate that he is 100% transparent, accessible and prioritizes communication with them. They know that they have someone looking out for their best interests.
Steve resides in Fallbrook, Ca where he is happily married with 5 kids.